Saturday, October 30, 2010

Finance Article

I found this article whilst perusing the internet, and thought it had some really fun, semi-easy finance tips. I know, I know, whenever we hear "finance tips" or "ways to save more," we zone out because those words are a little too common.

Click here for the article. Otherwise, continue reading for a summary.

One woman realized that her spending habits were less than healthy, and she decided to go on a total spending-fast (as in "doing without," not "quickly"). She cut out all non-necessity costs, such as eating out, and clothes shopping. She figured out some skills she had, like sewing and painting, and started selling some of her products for extra cash. She budgeted her grocery bill and started using more of her canned food, which is something a lot of us with food storage could really learn from.

"How on Earth did she go without clothes shopping?!" you may ask. There are a few things that can lengthen the life of your clothes that cost a lot less than buying new stuff. If you have a stained top that you once loved, dye it with fabric dye! Do your husband's (or yours or your children's) jeans have a big hole in the knee? Cut them into shorts or use the deemed unusable fabric for quilting or as rags for cleaning. I won't even get started on the wonders a simple needle and thread can do - or a sewing machine for those fortunate enough to have one.

Some other money methods in the article are saving spare change, selling things on craiglslist.com or etsy.com, and coming up with a savings plan or some financial goals for the future. All of these things are really great and effective if you stick to it.

Each sister has something to offer her community. Trading services and goods with each other could be really helpful to someone who needs it. Some of us have very handy, capable families that could also get involved.

Please share any financial tips that have worked for your family, along with any services you might be willing to offer someone who needs it!

Monday, October 25, 2010

Living Providently as Sisters in the Gospel

Welcome to the new site for Provident Living! To view posts older than October 2010, click here. We are so excited to get started learning and teaching each other how to beautify our lives by living providently!

To live providently is to be wise in all our doings, whether it be with finances, resources, preparedness, etc. This blog will post all upcoming activities and seminars, and also post pictures and results of the events.

President Marion G. Romney said in the March 2009 Ensign, "we must preserve our talents of self-sufficiency, our genious for creating things for ourselves, our sense of thrift and our true love of independence." By meeting together as the Relief Society and teaching each other valuable skills, we not only build a solid sisterhood, but we better prepare ourselves to help others in time of need. "How can we give if there is nothing there? Food for the hungry cannot come from empty shelves. Money to assist the needy cannot come from an empty purse. Support and understanding cannot come from the emotionally starved. And most important of all, spiritual guidance cannot come from the spiritually weak."

Some examples of the things we might learn about are recycling old clothes, spending wisely, growing and canning your own food, navigating the internet, and being prepared for emergencies. "Outwardly, every act seems to be directed toward the physical: re-making of dresses and suits of clothes, canning fruits and vegetables, storing foodstuffs, choosing of fertile fields for settlement - all seem strictly temporal, but permeating all these acts, inspiring and sanctifying them, is the element of spirituality."

In a comment below, please tell what you would like to learn from these activities, and what knowledge or resources you might be able to contribute! It could be something already listed above, or something else.